Exploder Update

BOHICA, that's all I can say. The adjuster quit estimating repairs once he got to $5200 and declared it a total loss. Progressive (and yes, I'll name them- it's not MY insurance company) is only offering $4500 for my car, which doesn't cover the payoff. SO...I have to pay the balance out of my own pocket, and have no money for down payment or vehicle to trade in.

Does this SUCK or what??